It is no news that the United States is one of the countries with massive visa sponsorship opportunities. Once you possess the skills required for a job, you can be a beneficiary of the company’s visa sponsorship package. If you’re in search of a U.S. visa sponsorship job opportunity that comes with a $20K stipend, then you are at the right webpage. In this article, you will be reading about jobs with visa sponsorship opportunities in the United States that come with a $20K stipend.
PayPal has two enjoyable packages precisely — PayPal Business Account and PayPal Personal Account. With both packages, you can send and receive payments. However, if you don’t have a business that would require you to get payments from overseas, you may not enjoy the PayPal business account. Well, if you’re wondering about the steps on how to change your PayPal business account to a PayPal personal account, then you’ve come to the right place. In this article, you will be reading about how to change your PayPal business account to a PayPal personal account. First, let’s get started with the benefits you stand to enjoy as a PayPal personal account user.
One of the benefits of applying for online loans is that they offer a faster approval rate than traditional banks.
Well, if you have no idea what getting an online loan entails, then you have come to the right spot. In this article, you will be reading about online loan providers and the features of these top online loan providers. You don’t want to miss this!
Online Loan Apps
Online loan apps have gained significant popularity in Nigeria due to their stress-free application processes, minimal documentation requirements, and swift disbursement of funds. These online loan providers which are mostly applications, use technology to ensure that customers get a convenient means of accessing loans whenever they need it. From personal loans to business loans, online loan providers have come to satisfy the financial needs of everybody!
Key Features of Online Loan Apps
The following five features are features that make online loan platforms stand out in Nigeria:
1. Instant Approval Rate
One of the most appealing features of online loan platforms is their ability to provide instant approval requests on loan applications. This is because most online apps use an advanced algorithm to access loan applications in real-time, enabling you to receive an approval within minutes.
2. Flexible Loan Amounts
Online loan apps offer flexibility in loan amounts, allowing you to request funds based on your specific needs and repayment capabilities. Regardless of whether you want to borrow a small amount or a larger amount, with loan platforms, you can choose the loan amount you want that would suit your requirement
3. Quick Disbursement Of Funds
Speed of operation is one of the factors that makes online platforms the most suitable option for accessing funds, especially during emergencies. Online loan apps have an upper hand over traditional banks in this aspect by ensuring quick disbursement of approved loans directly to the borrower’s bank account. This quick disbursement of funds eliminates the waiting period associated with traditional bank loan processing methods, enabling borrowers to address their financial needs without wasting so much time.
In fact, for some online loan providers, you get loan disbursements in just minutes after making a request. If you need fast finances, then this should be your first choice.
4. Minimal Documentation
Gone are the days of strenuous paperwork when it comes to getting online loans. With online loans, you can get loans without even going through that hectic process. Online loan apps simplify the borrowing process by minimizing documentation as much as possible. To get loans with these apps, only your basic information and supporting documents such as identification and proof of income are required.
5. Convenient Repayment Options
To enhance user experience, online loan apps offer convenient repayment options. When you borrow money and you wish to repay, you can choose from various repayment channels, including bank transfers, debit card payments, and mobile money transfers. This is so much easier for you to repay rather than wasting so much energy in going to the bank for that same thing.
So far, we’ve seen the features of online loan platforms in Nigeria. Let’s now consider the top online loan providers in Nigeria.
Top Online Loan Providers In Nigeria
Here are some of the most reputable online loan providers in Nigeria:
Branch
Branch is a popular online loan app in Nigeria known for its user-friendly interface and competitive interest rates. With Branch, you enjoy loans ranging from N1,000 – N200,000 with repayment terms of up to 12 months. Aside from that, as a customer of Branch, you enjoy financial literacy resources and other opportunities that can empower you.
Unique Features Of Branch
Here are the standout features that you enjoy using Branch:
– Instant Approval
– Flexible Loan Amounts
– Convenient Repayment Plan
Carbon
Carbon is a leading fintech platform offering a range of financial services, including instant loans, bill payments, and investments. Thanks to Carbon, you can borrow loan amounts of up to N1 million. For Carbon, customer satisfaction and transparency are placed as priorities, so there’s no need to worry if you’ll be cheated at the end of your loan period. You’re covered.
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Unique Features Of Carbon
These are the unique features you stand to enjoy when you use Carbon:
– Low Interest Rates
– Flexible Repayment Plan
– Fast Loan Approval Rate
FairMoney
FairMoney is a digital lending platform that provides instant loans to individuals and businesses in Nigeria. With FairMoney, you can get loans as high as N500,000 on your first request. These amounts come along with affordable interest rates and flexible repayment options. FairMoney also makes it possible for students, business owners, and other set of individuals to get easy loans to sort out their financial needs.
Unique Features Of FairMoney
– Fast Approval Rates
– Personalized Loan Offers
– Affordable Interest Rates
PalmCredit
PalmCredit is a mobile credit platform that offers instant loans to users in Nigeria without collateral or paperwork. With PalmCredit, you can borrow up to ₦100,000 with repayment terms ranging from 14 days to 6 months, depending on your credit score records and repayment history. According to PalmCredit, their sole aim is to provide access to money to individuals who need financial empowerment.
Unique Features Of PalmCredit
These are some of the unique features of PalmCredit:
– High Loan Limits
– Fast Approval Rates
– Convenient Repayment Plan
Renmoney
When you create a Renmoney account, you are eligible to borrow up to ₦6,000,000. This loan platform is best for small or large-scale business owners in need of financial support. Thanks to the Renmoney app, you can now learn to manage your finances and see resources that can help you make the right decision when it comes to your finances.
Unique Features Of Renmoney
Here are some of the unique features of Renmoney:
– Flexible Repayment Plan
– Affordable Interest Rates
– No Hidden Charges
Benefits Of Obtaining Loans From Global Credit Union
Some benefits come with getting loans from Global Credit Union loans. Here are some of the benefits:
1. Available All Round The Clock
What makes Global Credit Union Loan stand out from other loan platforms is that they are always available and all around the clock. Yes, 24 hours a day and 7 days a week, you would always be responded to. It is how they are structured and how they’ve built their high customer base. So, even if it is in the middle of the night, you’re sure that you will get a response.
2. Always Online
The services of Global Credit Union Loan are entirely online. So, you don’t need to transport yourself to another location to file a complaint or get a car loan. No need for all of that. With a Global Credit Union Loan, in the comfort of your home, you can get your dream car of your choice. Just go to the website, and you’ll enter a new world of possibilities.
Benefits Of PayPal Personal Account
Here are the benefits you enjoy when you use the PayPal personal account:
1. Shop And Pay Online
With Paypal personal account, it is easy for you to shop for goods online and pay online. This is because there are no extra charges added and the transaction would be recognized under your name and with a business account. This would mean lower charges and ease of payment. PayPal personal account is the best for shopping, try it out!
2. Send Or Receive Payment
PayPal allows users to send and receive payments easily. Thanks to its smooth feature, you can send and receive payments to your PayPal account easily without hassles. PayPal is designed with the best technologies to ensure there’s a smooth transfer of funds between two users. So, there is no need to worry whether your recipient will receive the money you sent or not. Worry less with a PayPal personal account!
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3. Send Money As Gift
With PayPal, there is a feature that allows personal account users to send money to one another as gifts. Isn’t that amazing? This feature would allow you to surprise your family and friends when it comes to sending money on PayPal. It is a feature you would love to try out!
Now that you’ve read about the benefits of using a PayPal personal account, let’s consider the steps required to change your PayPal business account to a personal account. The next subheading would center more on that!
How To Change PayPal Business Account To Personal Account
To change your PayPal business account to a personal account, follow these steps:
Step 1. Log In To Your PayPal Account
The first step to changing your PayPal business account to a PayPal personal account would be to log in. You can log on to PayPal by inputting your email address and password in the provided spaces. Before this, tap on the Login button if you were already logged in.
Step 2. Click On “Profile”
After you have gained access to your PayPal account, the next thing to do is to look for the Profile button in the app. The Profile button is just located at the top right corner of the PayPal account.
Once you tap on the button, you will be taken to a page where you’ll see your email, name, and other details about you that you submitted during the signup process.
Step 3. Click On “My Account”
After you’ve clicked on the Profile button, you’ll be displayed a list of options. Among the list of options, you would see an option labeled “My Account”. This option is usually located at the bottom of the screen. So, scroll down until you see that the option has appeared. After you’ve clicked on the option, a new page will be displayed to you.
Step 4. Tap On “Update Account Information”
On the new page that will appear, you’ll be asked to fill out some information on the page. By filling out the information on this page, you agree to agree to PayPal’s terms and conditions. However, be sure to read and understand the terms before updating your account information on PayPal.
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Step 5. Click On “Change Account Type”
When you have finished filling in your new information, you will need to tap on the “Change Account Type” button to confirm your information. After you have tapped on the button, a verification code will be sent to your email to ensure that you are the real owner of the account. Once verified, your PayPal business account would then be changed to a PayPal personal account.
FAQs
Can I close my PayPal Business account to personal?
You can convert your PayPal business to personal. This can be done by following the steps outlined in this article.
Can I send money from my PayPal Business account to my account?
It is very possible. You can send money from your PayPal business account to your Paypal PayPal account. If you doubt it, you can try it and see.
How do I know if my PayPal is Personal or Business?
To know if your PayPal account is personal or business is simple. Look out for information on your page that allows you to upgrade. If there’s an option to upgrade your PayPal, then that means you might be using a PayPal business account. If not, then you might just be using a personal account.
Conclusion
No doubt, you’ve benefited from reading this article. Thanks to this article, you’ve read a detailed step-by-step guide on how to effectively change your PayPal business account to a PayPal personal account. You’ve also seen the benefits that come to those who use the personal account. Don’t wait anymore, implement these steps that have been outlined in this article.